“We still have savings?”

Or, “Where the hell the money came from”.

I think the title maybe gives it away. On Saturday I told Amanda that I wanted to talk about when I could buy the bike - just talk about it, mind you. I was thinking perhaps I’d use the remaining credit card that we have, then pay it back over a couple of months. And then she says the obvious thing:

“Why don’t you just pay for it out of the savings?”

We’re back to the post title. After I realised she was right and that yes, indeed, buying a bigger fridge earlier in the year hadn’t wiped out our carefully stockpiled winter nuts (of cash) , and that as she put it “It’s better to pay for it out of the savings now, and then pay it back with the money you were going to just pay off the credit card with” well, I was outta there.

Not actually strictly true. As you’re about to see.